Daily Current Affairs- 23rd November 2025

Daily Current Affairs- 23rd November 2025

Goa Police Achieve 100% Response Rate in Cyber Fraud Complaints

In the News: Goa Police has become the first state police force in India to record a 100% response rate to all registered cyber fraud complaints, earning national recognition from the Indian Cyber Crime Coordination Centre (I4C) under the Ministry of Home Affairs.

Key Points:

• National-level achievement: Goa Police received formal recognition from the Indian Cyber Crime Coordination Centre (I4C) for responding to every cyber fraud complaint registered on the National Cyber Crime Reporting Portal (NCRP), making it the only state police force with a 100% response record.
• Efficient grievance redressal: The 100% response rate indicates that every complaint—whether related to digital payment fraud, online scams, phishing attempts, or identity theft—received timely police action, acknowledgment, and follow-up.
• Strengthened cyber policing framework: Goa Police enhanced its cybercrime monitoring, coordinated promptly with banks, payment gateways, and telecom service providers, and adopted standard operating procedures to ensure no complaint was left unattended.
• Impact on victim protection: The rapid-response model helped increase the chances of freezing fraudulent transactions, assisting victims in preventing or minimising financial loss, and strengthening public trust in cybercrime reporting mechanisms.
• Model for other states: The recognition positions Goa as a benchmark for cyber policing in India, with I4C encouraging other state police forces to replicate Goa’s workflow efficiency, complaint-tracking mechanisms, and coordination systems to improve nationwide cyber fraud management.

Shah Rukh Khan Tower Announced in Dubai

In the News: A luxury real-estate project named “Shahrukhz by Danube” has been announced in Dubai, honouring Bollywood actor Shah Rukh Khan. Developed by the Danube Group, the signature commercial tower is scheduled for completion by 2029, marking one of the most high-profile celebrity-branded properties in the region.

Key Points:

• Celebrity-branded luxury project: The tower, named after Shah Rukh Khan, represents a major collaboration between the Danube Group and the actor’s global brand influence, adding a premium, celebrity-driven dimension to Dubai’s real-estate market.
• Prime residential offering: “Shahrukhz by Danube” is expected to include high-end commercial properties, luxury amenities, branded interiors, and exclusive lifestyle features designed to appeal to both international buyers and NRIs seeking premium property options in Dubai.
• Strategic location advantage: The project is planned at a prime site within Dubai’s expanding luxury housing zones, offering proximity to commercial districts, entertainment hubs, and major transit routes—positioning it as a high-value real-estate investment.
• Boost to real-estate branding: The association with a global celebrity strengthens Dubai’s trend of branded residences, enhancing the city’s appeal in the competitive luxury property segment and boosting market visibility for the Danube Group.
• Completion timeline and market relevance: Scheduled for completion by 2029, the project aligns with Dubai’s rapid urban expansion and real-estate demand, contributing to the city’s ambitions of attracting high-net-worth residents and global investors.

Justice Vikram Nath Appointed Executive Chairman of NALSA

In the News: The Central Government has appointed Justice Vikram Nath, Judge of the Supreme Court of India, as the Executive Chairman of the National Legal Services Authority (NALSA), replacing Chief Justice of India (CJI) Surya Kant.

Key Points:

• Statutory framework: NALSA functions under the Legal Services Authorities Act, 1987, with the Chief Justice of India as Patron-in-Chief and a sitting Supreme Court Judge as Executive Chairman.
• Justice Nath’s background: Justice Vikram Nath previously served as Chief Justice of the Gujarat High Court before his elevation to the Supreme Court in 2021.
• Mandate of the position: As Executive Chairman, he will supervise the implementation of free legal aid services, Lok Adalats, legal awareness programmes, and victim compensation schemes across the country.
• Administrative oversight: The Executive Chairman is responsible for coordinating with State Legal Services Authorities (SLSAs), District Legal Services Authorities (DLSAs), and various institutional agencies to ensure uniform functioning of legal aid systems.
• Focus areas under NALSA: NALSA prioritises access to justice for women, children, SC/ST communities, persons with disabilities, undertrial prisoners, victims of trafficking, and economically weaker sections.
• Recent organisational context: Justice Nath’s appointment aims to strengthen NALSA’s national legal aid network, which has been increasingly focusing on digital legal services, doorstep legal assistance, and expansion of Lok Adalat mechanisms.

Insurance Bill Proposes 100% FDI in Insurance Sector

In the News: The Central Government has proposed amendments through the Insurance Laws (Amendment) Bill to allow 100% Foreign Direct Investment (FDI) in India’s insurance sector, replacing the existing 74% cap. The proposal aims to accelerate capital inflow, expand market competition, and strengthen the insurance ecosystem.

Key Points:

• Existing FDI framework: Under current policy, FDI in insurance companies is capped at 74%, raised from 49% in 2021 to improve capitalisation and governance standards.
• Proposed amendment: The new Bill seeks to permit 100% foreign ownership, enabling global insurers to operate fully-owned subsidiaries in India.
• Rationale for the proposal: Higher FDI limits are intended to attract long-term capital, improve solvency margins of insurers, expand insurance penetration, and strengthen the industry’s financial stability.
• Sectoral needs: India’s insurance penetration remains low—around 4% for life and non-life combined—requiring additional capital for wider product diversification and rural outreach.
• Impact on competition: Full foreign ownership is expected to bring global best practices, advanced underwriting models, digital innovation, and enhanced customer service into the domestic market.
• Regulatory context: The Insurance Regulatory and Development Authority of India (IRDAI) is concurrently pushing for a simplified regulatory architecture, risk-based capital norms, and increased participation of smaller insurers.

SC Strikes Down Key Provisions of the Tribunal Reforms Act, 2021

In the News: The Supreme Court of India struck down multiple provisions of the Tribunal Reforms Act, 2021, ruling that these clauses violated judicial independence by undermining the functioning, tenure, and appointment process of tribunal members across the country.

Key Points:

• Challenged statute: The Tribunal Reforms Act, 2021 reorganised several tribunals and introduced uniform rules regarding tenure, qualifications, and appointments for tribunal members.
• Struck-down tenure provision: The Court invalidated the 4-year tenure for chairpersons and members, holding that such a short term compromises institutional independence and contradicts earlier constitutional rulings.
• Minimum age requirement removed: The mandated minimum age of 50 years for appointment to tribunals was struck down for restricting young but qualified advocates from serving as tribunal members.
• Search-cum-Selection Committee (SCSC) restrictions: The provision requiring the SCSC to recommend only two names for each post was invalidated, as it curtailed selection autonomy.
• Issue of executive dominance: The Court held that these provisions gave excessive power to the Executive in appointments and service conditions, violating separation of powers and judicial independence under the Constitution.
• Reference to precedent: The judgment reaffirmed earlier rulings in Madras Bar Association (2010, 2014, 2020) where the Court struck down similar attempts to weaken tribunal autonomy.

ISB Honours Azim Premji with Research Catalyst Award

In the News: The Indian School of Business (ISB) conferred the Research Catalyst Award on Azim Premji, Founder Chairman of Wipro and noted philanthropist, in recognition of his long-standing contributions to education reform, social sector research, and institution-building in India.

Key Points:

• Awarding institution: The honour was presented by the Indian School of Business, one of India’s premier management institutions known for advancing policy and development research.
• Reason for recognition: ISB acknowledged Premji’s sustained efforts in strengthening education systems, promoting evidence-based policymaking, and supporting largescale social sector research through the Azim Premji Foundation.
• Contribution to academia: Through his foundation and university initiatives, Premji has supported research in areas such as school education, governance, poverty reduction, grassroots capacity-building, and education quality improvement.
• Institution-building efforts: Azim Premji University and associated field institutes have become major centres for research on development, social policy, and public systems.
• Impact on society: Premji’s philanthropic work has contributed to one of the world’s largest charitable endowments, with programmes operating across multiple Indian states to support teacher training, curriculum development, and rural education.