The Institute of Banking Personnel Selection (IBPS) regulates examination for different public sector banks and regional rural banks and helps in the recruitment of banking personnel. It also provides after recruitment services which include training and workshops program of the banking staff. IBPS Clerks Mains Important Topics should be followed by the candidates to qualify stage II of the clerical exam. 

  • The examination and recruitment of banking personnel in the different public sector and regional rural banks are taken by the Institute of Banking Personnel Selection (IBPS). 
  • The IBPS Clerks Mains serves as an important gateway for aspirants preparing for a clerical position in public sector banks. 
  • The IBPS Clerks Exam is a two-stage examination, and by qualifying both the levels, a candidate can secure a job in any public sector bank except SBI. 
  • The IBPS Clerks Mains is the Stage II examination for IBPS Clerks and is based on the conceptional approach.
  • The IBPS Clerks Mains in an online test with multiple choice question formation.
  • The total time duration of 160 minutes is being provided, which carries total marks of 200. 
  • The Stage II of IBPS Clerks comprises of four main sections like Quantitative Aptitude, General English, General/Financial Awareness and Reasoning Ability with Computer Aptitude. 
  • IBPS Clerks Mains General English has topics like Reading Comprehensions, Para Jumbles and Sentence Improvement. 
  • IBPS Clerks Mains Quantitative Aptitude has topics like Data Interpretation, Bar Graphs and Mixture and Allegations. 
  • IBPS Clerks Mains General Finance/Awareness has topics like Financial and Banking Abbreviations, Termonologies and the Economical and Financial Sector. 
  • IBPS Clerks Mains Reasoning Ability has topics like Input-Output, Statements and Arguments and Sitting Arrangements.
  • IBPS Clerks Mains Computer Aptitude has topics like M.S Office, Computer Memory and Computer Hardware.
  • Cut-offs for IBPS Clerks Mains exams are determined based on exam level and pattern and the number of candidates.
  • Aspirants preparing for IBPS Clerks Mains exams need to follow and practice the important topics to get qualified. 

IBPS Clerk Mains Exam Pattern 2020

The IBPS Clerks Mains Exams involves a lot of competition, and thus it is imperative that candidates should not waste a single moment. The Prelims Exams of IBPS Clerk is a speed-oriented test, but the Mains is based on a candidate conceptualization and analysis. It generally incorporates four sections like General English, Quantitative Aptitude, General/Financial Awareness and Reasoning Ability combined with Computer Aptitude. There will a total of 190 questions that carries 200 marks and the total time duration provided is 160 minutes. The examination will be conducted on an online medium. The IBPS Clerk Mains Exam Pattern is given below in a tabulated format. 


Number of Questions

Maximum Marks

Time Duration

General English



35 minutes

General/Financial Awareness



35 minutes

Reasoning Ability + Computer Aptitude



45 minutes

Quantitative Aptitude



45 minutes


190 Questions

200 Marks

160 minutes

IBPS Clerk Mains Important Topics from General English

Basically, in competitive exams, General English incorporates three primary topics like reading comprehension passage, vocabulary and the grammar segment. This is mainly to evaluate the language skills of the candidate. Aspirants preparing for this exam should follow the given IBPS Clerks Mains Important Topics for English. The Comprehension part carries the maximum marks followed by other topics like sentence rearrangement, fillers, word replacement, sentence connectors and others. 

  • Reading Comprehension.
  • One-word substitution.
  • Paraphrase.
  • Cloze Test.
  • Fill in the blanks.
  • Vocabulary.
  • Para Jumbles.
  • Match-ups.
  • Sentence Improvement.
  • Sentence Formation and Reconstruction.

IBPS Clerk Mains Important Topics from General/Financial Awareness

The General/Financial Awareness is a scoring segment, and candidates have to keep track of the daily news and events occurring in the country and world. The IBPS Clerk Mains GA Important Topics include Current Affairs, Banking Awareness, General Knowledge, Miscellaneous and others.

  • GDP.
  • Repo rate.
  • Tax rate.
  • Interest rate.
  • The Economic and Financial sector.
  • Static GK and Current Affair related to Banking.
  • Latest Reports and Data such as Budget.
  • Financial and Banking Abbreviations.
  • Acronyms. 
  • Terminologies.
  • Government Schemes and Policies.
  • Basics of Financial Institutions ( like RBI, IRDA, SEBI, IMF and World Bank, their headquarters location, name of their head/ chairman/ president etc).

IBPS Clerk Mains Important Topics from Quantitative Aptitude

The Quantitative Aptitude Section can be challenging for the candidates as it focuses on the mental sharpness of the candidate. Problem-solving and analytical capability is also evaluated in this section. Candidates have to practice hard to get the cut-off marks. The IBPS Clerk Mains Important Maths Topics that aspirants need to have a better grip are the Data Interpretation section from where maximum questions are asked. The next topic is work problems that comprise of topics like Percentage, Profit & Loss, Simple and Compound Interest and others. 

  • Bar graphs.
  • Line charts.
  • Pie charts.
  • Tables.
  • Percentages.
  • Profit, Loss and Discount.
  • Mixture and Allegations.
  • Ratio and Proportion.
  • Partnership.
  • Simple and Compound Interest. 
  • Averages.
  • Time, Work and Speed. 
  • Equations. 
  • Volume and Surface Area.
  • Distance and Time.
  • Clocks.
  • Trigonometry.
  • Data Interpretation.
  • Mensuration.
  • Probability.
  • Permutation and Combinations. 

IBPS Clerk Mains Important Topics from Reasoning Ability 

Similar to the Quantitative Aptitude, Reasoning Ability section also emphasizes on the mental strength of a candidate. The ability to acquire new skills can be determined through verbal and non-verbal logical problems. The IBPS Clerks Mains Important Reasoning Topics that aspirants need to follow for their examinations are Sitting Arrangements with Linear and Circular Pattern, Inequalities, Syllogism and Coding-Decoding.

  • Input-output.
  • Analogy.
  • Syllogism.
  • Decision Making. 
  • Passage and Conclusions.
  • Statement and Assumptions. 
  • Statement and Conclusion. 
  • Coding-Decoding. 
  • Statement and Arguments. 
  • Direction Sense.
  • Assertion and Reasoning. 
  • Ranking and Sequence.
  • Figure Series. 
  • Blood Relations. 
  • Alphabet/ Numeric Series. 
  • Sitting Arrangement.

IBPS Clerk Mains Important Topics from Computer Aptitude

The Computer Aptitude paper is combined with the Reasoning Ability. This subject focuses on the computer learning skills of the candidate. The Important Topics that aspirants need to focus on their Clerks Mains examination are Computer Hardware, M.S Office, Internet, and Computer Memory.

  • History of Computers. 
  • Short Cut Keys.
  • Hacking.
  • Windows Operating System. 
  • Internet.
  • Database. 
  • Networking.
  • Security Tools and Viruses.
  • Basics of computer hardware and software.
  • Basics of MS-Office: (like MS-word, MS-PowerPoint, MS-Excel) 

IBPS Clerk Mains Cut-Off Marks

  • The IBPS Clerks Mains cut-off depends upon the level and pattern of the examination. 
  • The mains qualifying ratio with the total number of vacancies also determines the cut-off scores.
  • The candidates are required to score both sectional and overall cut-offs to qualify the Mains exam.
  • The average number of attempts by a candidate are also taken into consideration. 
  • There is a negative marking of 0.20 marks for each wrong answer. 
  • Aspirants also need to secure the minimum qualifying scores to qualify the Mains exam.
  • The cut-off and minimum qualifying scores for general category candidates are more than the reserved category. 

The candidates preparing for the IBPS Clerks Mains exam should have concern for the conceptual problems as the paper is mainly based on this fundamental. Weightage should be given to the important topics as a larger part of the questions will be asked from there. Answers must be correct to avoid negative marking and the candidates must try to secure the maximum score to get the overall cut-offs.