Which is better?: Careers through SSC CGL vs SBI PO – a comparison!


SSC CGL vs SBI PO: Which is better? Get here comparison, Are you a government job aspirant? How can you choose your job wisely?


Well, if it comes to choose between SBI PO and SSC CGL, which one would you go for? If you are unable to decide, we are here to help you out. So, it is SBI PO VS SSC CGL  today. Let us see who conquers.


SSC CGL vs SBI PO – a comparison:

The following debate is based on factors such as:

  1. Job profile
  2. Work pressure
  3. Working hours
  4. Salary
  5. Transfers
  6. Perks and benefits
  7. Future growth

When it comes to choose either of these options, a candidate may be in a dilemma. Both of them are the largest opportunity providers in government employment. But, what can be the basic criteria behind choosing the appropriate one for you? Definitely, you will go for a comparison around various factors and go for the best. This article will help you out in this regard.


# 1: Job Profile: SSC CGL vs SBI PO:

 SBI PO Job Profile:

  1. Avail services to the customers
  2. Stimulate banking services and products
  3. Clearance of payments
  4. Structural maintenance of daily reports
  5. Communication on a daily/ regular basis
  6. Handle cash transactions and manage accounts of customers

SSC CGL Job Profile:

  1. Administrative proceedings and transactions
  2. Create notes and filling work
  3. Official proceedings (For example: Handling RTI queries etc.)
  4. Supervision of inspections, scrutinizing and raids.
  5. Field jobs which require travelling
  6. Taking care of nationwide policies/ nationwide provisions

#2: Work pressure:

SSC CGL: The work pressure will be moderate here and you will get a scope to diversify your skills. You will be assigned to one of the 30 departments and will be assigned with works related to supervision, administration, official transactions etc. Your work may be challenging at times depending on the seasonal demands.

SBI PO: As a bank PO, you will be groomed to work in the areas of marketing, investment, finance, agriculture banking, general banking etc. This job gives you the correct subjection to management and economic status of the country. This job can be hectic as per the demand of bringing new customers and interaction with customers is mandatory here.

#3: Working hours:

Working hours in SSC CGL are properly scheduled. According to it, you need to start in the morning and continue till evening, there is no requirement of extra hours.

In case of banks, according to a recent provision, 2nd and 4th Saturdays are declared holidays. The timings are usual : morning to evening. Occasionally, the work hours depends on the work pressure. If you have a backlog or pending work, you may need to compensate it on weekends apart from week days.

#4: Salary:

SSC CGL Salary will depend on the post and grade pay. The salary of SSC CGL is subject to revision in the 7th pay commission. In case of SBI PO, you will receive a handsome amount but a part of it will be prone to expenditures used in reallocation etc. because of frequent transfers. So, after all the calculation a SBI PO can earn anywhere between 8 to 12 lakhs annually.

#5 Perks and benefits:

SBI PO: Apart from the basic pay, dearness allowance, CCA and special allowance is also included in the pay. Some of the additional perks include leased accommodation, home travel concession/ leave fare concession and medical aid for self and family.

SSC CGL:  SSC CGL provides extra benefits like dearness allowance, house rent allowance, transport allowance, LTC, group mediclaim, pension scheme, cash medical benefit etc.

So, as far as this factor is concerned, both of them are approximately equal.

#6 Promotions, Career prospects and future scope:

Growth is an important factor in creating wonders. In case of SBI PO, the career is intensifying and developing. Promotions happen after regular intervals in the following line:

  1. Probationary officer (Assistant manager , JMGS I)
  2. Deputy Manager (MMGS II)
  3. Manager ( MMGS III)
  4. Chief Manager (SMGS IV)
  5. AGM ( SMGS V)
  6. DGM (TEGS VI)
  7. GM (TEGS VII)

You need to highly involved and productive in this job and the job offers you immense scope to prosper.

On the other hand, in SSC CGL promotions happen every 4- 5 years in the following scale:

  1. Auditor to Senior Auditor in 3 years
  2. Assistant Enforcement officer to Enforcement officer in 4-5 years
  3. Income tax officer becomes Assistant Commissioner, then Deputy Commissioner and finally Commissioner.
  4. Assistant in CGS gets promoted to the next post – SO and can go up to Joint Secretary.


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If you wish to choose a job with less work load and decent pay, SSC CGL may be one of the convenient options.

So, on a concluding note, it can be said that both the options have their equal pros and cons. Your verdict depends on your preferences.



Share your thoughts/queries here!

  • Anwesa Roy

    ‘There is no incongruity between the salaries of SBI PO and SSC CGL’ means there is no difference between the two…meaning salaries of both are almost same? Please clarify this doubt.

    • There is a difference between the salary of SBI PO and SSC CGL. In SSC CGL, the salary varies as per the post and grade pay. But if you compare the salary of higher post like Inspector examiner etc. will be nearly equivalent that of an SBI PO Officer. Also note that the salary of SSC CGL is in revision under the 7th Pay Commission.