SBI Clerk Job Profile 2020 | Roles, Salary & Promotion

SBI Clerk Junior Associate Job Profile:- The SBI Clerk Notification 2020  is about to be out. State Bank of India brings back another chance for all the aspirants who couldn’t crack the SBI clerk exam. But, before you get started SBI clerk application process, let go through the details of the SBI Clerk Job Profile.

Latest: Click Here And Download the SBI Clerk Admit Card

• This article will give you details of SBI Clerk job profile, and many other posts.
• When you have knowledge of aspects related to your job profile, you get an extra edge to answer questions asked in the interviews.
• The candidates who are selected in the SBI clerk profile will be on their probation period for 6 months.
• After their probation period, they will be assessed based on a short test or a performance review process and then will be confirmed as permanent.
• Let us now go through a complete overview of SBI clerk Job Profile as per different aspects.

SBI Clerk Job Profile 2020

The largest public sector bank in India, SBI is going to release the SBI Clerk Application by 3rd January 2020. As the application process is about to start, applicants are actively looking to learn more about the SBI Clerk Job Profile 2020.

Below, we have discussed SBI Clerk Job Profile in detail including salary, perks, and responsibilities.

SBI Clerk/ Assistant Salary

As per last year’s SBI Clerk Notification, the SBI Clerk pay scale is:

7200-400/3-8400-500/3-9900-600/4-12300-700/7-17200-1300/1-18500-800/1-19300.

The total starting emoluments of a Clerical Cadre employee payable at Metros like Mumbai will be around Rs. 19500 per month inclusive of D.A. and other allowances at the current rate. There may be minor discrepancies in the allowances which be based on the area of posting.

SBI Clerk Salary In Hand-

The total SBI Clerk Salary In Hand, after each of the possible deductions, varies as per the location of posting. SBI Clerk in – hand salary usually lies in the range of INR20000/- INR23000/- as per the location posted in.

Go through the SBI Clerk Salary article to know the detailed information about the salary.

SBI Clerk’s Job Profile Roles and Responsibilities

When a person visit’s any public sector bank, the first person he/ she has to contact is a clerk for any sorts of guidance/ inquiry.

The roles and responsibilities involved with the SBI clerk post are-

1. SINGLE WINDOW OPERATOR (SWO)

The following are the normal duties of a candidate in the clerical cadre. For the following duties, there shall be no special pay-

• Acknowledgments of emails received
• Receiving cheques, drafts, dividend warrants, pay orders and other like instruments other than bills and providing acknowledgment in the counterfoil.
• Cheque books delivery subject to authorization by a competent authority.
• An issue of cash receipts.
• Currency notes recounting by cash department staff.
• Passing and the cash payment of all cheques/ withdrawal forms/ bankers’ cheques/ gift cheques etc.
• Passing of clearing and transfer cheques, vouchers, (whether credits or debits)
• Receipts of cash and issuance of pre-signed drafts/ gift cheques/ travellers’ cheques/ pay order/ bank orders etc.

2. HEAD CASHIER

Along with the duties of clerical cadre, head cadre will also have to perform activities like holding bank’s cash, key and/or other valuables in safe custody jointly with an officer, being responsible for transactions of cash department:

• Verification of vernacular signatures/endorsements.
• Countersigning cheques and/or drafts (on selves or correspondence), payment orders, deposit reaccepts, etc.
• Attending government treasury work.
• In charge of clearing and godown departments etc.
• Passing independently clearing and transfer cheques, vouchers, etc. (whether credits or debits) and cash vouchers.

 3. SPECIAL ASSISTANTS (SA)

Special Assistants will be accountable to run the department under them. Their duties will involve supervision of other clerks’ work and:

• Passing independently (manually or online) cash instruments
• Clear and transfer cheques and vouchers (whether credits or debits)
• Signing vouchers, checks, drafts, mail transfers, pay orders, advice such as non-payment advice, inter-branch fate calling advice, bill schedules, demand notices, statement certificates, etc.
• Checking (manually or online) current, savings and other accounts.
• Explanation of bank products’ features and services to customers and reply to their queries

4. UNIVERSAL TELLER (UT)

Additional to the duties involved in clerical cadre, the duties of UT are as follows-

• Receive cheques/ withdrawal forms/ demand drafts/ bankers’ cheques, process, verify that the instrument is correctly drawn, verify customers account details, operational instructions, and verification of endorsements
• Verify signature of customers, post transactions in a branch computer system and authenticate/ independently pass and make payment of cheques/ withdrawals forms/ demand drafts/ bankers’ cheques.
• Receive Cash and whenever necessary, stamp, sign and issue counter slips/acknowledgments.
• To update the passbooks.
• To prepare, print and issue remittance instruments e. DD/MT/BC and sign them independently.
• Explanation of bank products’ features and services to customers and reply to their queries

5. AGRICULTURAL ASSISTANTS:

Additional to the duties involved to clerical cadre, the duties of Agricultural Assistant’s duties are as follows-

• Assisting bank’s lending and/or operations for agricultural development and/or financial assistance to small- scale enterprises (other than small scale industries) such as vegetable/fruit vendors, artisans, self-employed persons, etc.
• Distribute and collect application forms and to assist the farmers/small borrowers in filling forms.
• Scrutinize application forms, farm plans, etc. and to make sure that the applications are complete in all respect.
• To take necessary steps to ensure that the periodical details, as called for, are received from the farmers/small borrowers on time.
• Keep constant touch with farmers and to bring any adverse features to the management.
• To verify farms, all farms machinery, equipment, tractors, live stocks, pump sets at stipulated intervals.
• Verify proper utilization of the bank’s loans or the progress in work in respect of which loans are granted and to furnish reports on such verifications
• To assist in the deposit mobilization efforts by encouraging farmers/small borrowers to deposit their savings in the bank.
• To collect information about the condition of crops in the village.
• To collect necessary data from the determination of village adoption for the financing of agriculture, like farmers’ land holdings, availability of infrastructural facilities, the source of irrigation, use of tractors, pump sets, etc. credit facilities, available in the village, recovery performance, etc.
• To maintain liaison with land Record and Registration Offices and other Governmental/Developmental agencies for the expeditious handling of the banks’ work.

Hope you liked this post on SBI Clerk Job Profile. All the best! You can also go through the SBI Clerk Mock Test Series prepared by experts which will help you to excel in your preparation and increase your chances of selection. We also provide with SBI Clerk Online Coaching which might help you to achieve the desired results.