IBPS PO vs IBPS RRB Officer Scale I | Job Profile Comparison

IBPS PO vs IBPS RRB Officer

Institute of Banking and Personnel Selection is an autonomous body set up for conducting recruitment and banking exams. IBPS banking exam is taken by lakhs of students every year. IBPS is one of the most sought after exams and is known for its IBPS PO and Clerk exams. More than 19 banks participate every year in the IBPS exams. Find the IBPS PO vs IBPS RRB Officer Scale I: Job comparison, Roles and Responsibilities, Salary, Career Path.

IBPS PO vs IBPS RRB Officer Scale I

The IBPS PO and IBPS RRB are both very challenging exams. However, there are a lot of difference in IBPS PO and RRB. The article explores the several differences between IBPS RRB And IBPS PO and see what both of them have in store for the banking aspirants.

IBPS Probationary Officer:

More than 19 banks participate every year in the IBPS PO exams.

Allahabad Bank, Andhra Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, IDBI Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab National Bank, Punjab and Sind Bank, State Bank of India, Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank

Selection Procedure for IBPS PO:

The Selection process in IBPS Comprises of Preliminary exam, Mains exam and interview. Candidates who clear the Preliminary exams will qualify for the mains exam and those who qualify in the mains exam will appear for interview in front of a panel. Candidates will finally be selected for IBPS PO.

IBPS PO CWE – Online Exams

The structure of the Examinations which will be conducted online are as follows:

a. Preliminary Examination

Sr. No. Name of Tests No. of Qs Marks Duration
1 English Language 30 30 1 hour
2 Quantitative Aptitude 35 35
3 Reasoning Ability 35 35
Total 100 100

Candidates have to qualify in each of the three tests by securing cut-off marks to be decided by IBPS. Adequate number of candidates in each category as decided by IBPS depending upon requirements will be shortlisted for Online Main Examination.

Take IBPS exams tests

b. Mains Examination

Sr.
No
Name of Tests No. of
Qs
Marks Medium of Exam Time
1 Reasoning 50 50 English & Hindi 40 minutes
2 English Language 40 40 English 30 minutes
3 Quantitative Aptitude 50 50 English & Hindi 40 minutes
4 General Awareness (with special reference to Banking) 40 40 English & Hindi 20 minutes
5 Computer Knowledge 20 20 English & Hindi 10 minutes
Total 200 200 140 minutes

Interview: Candidates who qualify in the Preliminary and mains examination will be selected for Personal interview.

IBPS PO Eligibility Criteria

Age Limit

The age of the candidate should be compulsorily in between 20 to 30 years as on 01.07.2017 and both dates are included.

Educational Qualification

Aspirants for IBPS PO must be graduate from any discipline awarded by a government recognized university.

Career Path of an IBPS Probationary Officer

Before completion of probation period of 2 years, Probationary officer will be asked to perform any type of bank job to get them acquainted with all types of bank job. Probationary officer is also asked to deal in public relations and handle complaints of customers and resolve their complains. He has to deal in tasks like planning, budgeting, marketing, loan processing and approval, investment management.

They also have to work as a clerk and deal with loan related document when people come to ask for loans. They should know all the latest developments in banking industry and also know about circulars issued by the bank. Probationary officer will be asked to do all types of work and promotions will be based on performance. The job offers promising career path. At a later stage, candidates also have to do supervise and also do clerical work to increase the business of the bank.

Roles and responsibilities of IBPS PO

You will be multitasking in a nationalized bank. As a Probationary officer, you will have to work in various departments like Deposits, Loans, Clearing, pensions, payments, cheque clearances, Fixed deposits, ATM and Internet banking, Credit card, account closure, account statement, ATM issues, etc. You may also have to handle cash transactions. One must be flexible in doing any type of work in the bank. You need to handle the customers and provide them a solution for all their banking needs.

Salary of IBPS PO: IBPS PO earn a annual income of Rs. 5,57,640. They have a basic pay of Rs. 38, 703 after the recent hike given by Seventh Pay commission for new PO’s. This is eligible for a steady raise after promotion.

Promotions: IBPS PO is a well-defined career path that is determined by performance and potential. Today, it much less time for a newly joined PO to scale up the ranks than it did before. One can become General Manager after 14-15 years of service. However, reaching top ranks is decided by the government and not by individual banks.

Career Progression of a Bank PO:
  1. Junior Management Grade – Scale I: Officer i.e. PO
  2. Middle Management Grade – Scale II: Manager
  3. Middle Management Grade – Scale III: Senior Manager
  4. Senior Management Grade – Scale IV: Chief Manager
  5. Senior Management Grade Scale V: Assistant General Manager
  6. Top Management Grade Scale VI: Deputy General Manager
  7. Top Management Grade Scale VII: General Manager
  8. Executive Director (ED)
  9. Chairman and Managing Director (CMD)

IBPS PO Aspirants can take IBPS PO mock test to know get the feel of the exam.

IBPS RRB:

This exam is to gain entry into Rural banks and candidates working for RRB banks will mostly be working in rural areas.

Participating banks:

There are 56 participating banks in IBPS RRB. Let’s look at the 56 participating banks in IBPS RRB:

  • Allahabad UP Gramin Bank
  • Andhra Pradesh Grameena Vikas Bank
  • Andhra Pragathi Grameena Bank
  • Arunachal Pradesh Rural Bank
  • Assam Gramin Vikash Bank
  • Baroda Gujarat Gramin Bank
  • Bangiya Gramin Vikash Bank
  • Baroda Rajasthan Kshetriya Gramin Bank
  • Baroda UP Gramin Bank, Bihar Gramin Bank
  • Central Madhya Pradesh Gramin Bank
  • Chaitanya Godavari Grameena Bank
  • Chhattisgarh Rajya Gramin Bank
  • Dena Gujarat Gramin Bank
  • Ellaquai Dehati Bank Gramin Bank of Aryavart
  • Himachal Pradesh Gramin Bank
  • J & K Grameen Bank
  • Jharkhand Gramin Bank
  • Karnataka Vikas Grameen Bank
  • KashiGomtiSamyut Gramin Bank
  • Kveri Grameena Bank
  • Kerala Gramin Bank
  • Langpi Dehangi Rural Bank
  • Madhya Bihar Gramin Bank
  • Madhyanchal Gramin Bank Sagar
  • Maharashtra Gramin Bank
  • Malwa Gramin Bank
  • Manipur Rural Bank
  • Meghalaya Rural Bank
  • Mizoram Rural Bank
  • Nagaland Rural Bank
  • Narmada Jhabua Gramin Bank
  • Odisha Gramya Bank
  • Pallavan Grama Bank
  • Pandyan Grama Bank
  • Paschim Banga Gramin Bank
  • Pragathi Krishna Gramin Bank
  • Prathama Bank Moradabad
  • Puduvai Bharthiar Grama Bank
  • Punjab Gramin Bank
  • Purvanchal Bank Gorakhpur
  • Rajasthan Marudhara Gramin Bank
  • Saptagiri Grameena Bank
  • Sarva Haryana Gramin Bank
  • Sarva UP Gramin Bank
  • Saurashtra Gramin Bank
  • Sutlej Gramin Bank
  • Telangana Grameena Bank
  • Tripura Gramin Bank
  • UtkalGrameen Bank
  • Uttarbanga Kshetriya Gramin Bank
  • Uttar Bihar Gramin Bank
  • Uttarakhand Gramin Bank
  • Vananchal Gramin Bank
  • Vidharbha Konkan Gramin Bank

IBPS RRB Exam Pattern Officer Scale-I

Sr.

No.

Section

Medium of Exam

No. of Qs

Marks

Time

1

Reasoning

Hindi/English

40

50

2 hours

2

Quantitative Aptitude

Hindi/English

40

50

3

General Awareness

Hindi/English

40

40

4 a

English Language

English

40

40

4 b

Hindi Language

Hindi

40

40

5

Computer Knowledge

Hindi/English

40

20

Total

200

200

IBPS RRB : Eligibility Criteria

Educational Qualifications for IBPS PO Officer Scale – I

  • Degree in any discipline. Preference to some streams related to banking, finance and commerce
  • Computer Knowledge and Computer skills are preferable
  • Proficiency in local language of RRB
  • No previous work experience required

Age limit for IBPS PO Officer Scale- I – Above 18 years – Below 30 years i.e. candidates should not have been born earlier than 03.07.1988 and later than 30.06.2000 (both dates inclusive)

IBPS RRB Salary Structure of Officer Scale I

IBPS RRB Officer Scale I Salary

Pay Scale of IPBS RRB Officer Scale I

14500-600/7-18700-700/2-20100-800/7-25700

In-hand Salary of IBPS RRB Officer Scale I

The in-hand salary varies from Rs 29000 to 33000 with 100% Dearness allowance.

IBPS RRB Officer Scale I Perks and allowances:

IBPS RRB Officer Scale I Post offers various perks and benefits and hence the demand for the post has been growing. Work pressure is lesser in comparison to commercial banks of the country. Employees can enjoy a good work-life balance under IBPS RRB Officer Scale I Post and candidates are eligible for 100% DA. The cost of living is usually lower as candidates are posted in rural areas. IBPS RRBs have a lot of growth potential as several governmental departments and government agencies liaison with the IBPS RRBs and partner with them for work. Candidates must show their performance in the task.

Conclusion:

Thus, we can see that IBPS PO and IBPS RRB both have very different career roles and mostly this will vary based on the candidate. However, work pressure at IBPS PO will be intense accompanied by frequent transfers in comparison to IBPS RRB where it can be very calm atmosphere to work.

Stay tuned for more updates on IBPS PO vs IBPS RRB Officer!

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Share your thoughts/queries here!

  • Shuchit Bhatia

    Sir
    What Impact will be on the recruitment of the merger of public sector banks

  • Aarushi Bajaj

    In RRB po, they will give HRA if we are not being posted in native place???

  • Tarsem Singh

    Please tell what will be the salary of IBPS RRB sacale 1 officer after competing the two years probational periods

    • Vineesh Nair

      The salary structure is Rs. 29,000 – 33,000 at 100% DA. So, for a new recruit, in hand salary will be around Rs 29350. Ater the two years probation period, candidate will be promoted to Assistant Manager. The salary will be around 40k but it will also vary according to your place of posting.